I signed up for DBS Treasures in September this year after seeing a promotional notification on my DBS digibank app. The promotion stated that, upon successful sign-up, Multiplier account holders would receive the Multiplier tiered bonus interest on account balances of up to $200,000. Since it seemed like an easy opportunity, I figured—why not? I could simply transfer funds from my UOB Stash account, especially since UOB had reduced its effective interest rate to 2.045% (and would be reducing it further to 1.5% from 1st December). From the Welcome email, these were the highlighted benefits of being a DBS Treasures client: A Unique Blend of Personalised Advisory and Digital Capabilities • Bespoke Solutions for Accredited Investors As an Accredited Investor, you gain access to a wider range of sophisticated investment products, such as investment-grade bonds, equity-linked notes, and more—beyond the usual retail offerings. This expanded range is meant to enhance your portfolio’...
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