Rainbow on FI

Renovating your home is an exciting journey—but it can also feel overwhelming with so many decisions to make. From choosing the right materials to selecting colours, finishes, and fittings, each choice affects not only the look of your home but also how comfortable and practical it will be for everyday living. In this post I have compiled the selection tips for 6 key interior finishes that could make or break a functional, and beautiful home: Kitchen Countertop Materials Wall Paint Colours Flooring and Tiles Lighting Bathroom Sink Selection Blinds or Curtains By carefully thinking through each of these aspects, you can ensure your renovation results in money well spent. Selection of Kitchen Countertop Materials When choosing a kitchen countertop, it’s important to balance aesthetics, durability, and maintenance needs. Common materials include: Solid Surface $: Made from acrylic or polyester resins, solid surfaces are seamless and easy to maintain. They can be rep...

1. Not losing money and earning steadily in trading is when the stock prices are trending sideways or slowly trending.  2. Losing and winning a lot of money in trading is when the stocks prices are swinging wildly with long red or green candles. (That's great opportunity for day trading.) The latter needs Jedi mind power - astute and quick judgements (analytic skills) to act on the price actions, hedging if you must, and take profits off the table before you get caught with your pants down. Sometimes you do number 1 for too long until you get complacent. Then you forget how to react when number 2 happens. We need different strategies to ride different market conditions and steer away from speculation. --- We are in a pretty crazy hot market right now, where stocks, cryptocurrency and gold have sky rocketed in prices. When yields drop , we would expect bond prices to rise (it's a vice versa chicken & egg effect). Short term bonds e.g money market funds are no longer offer...