Showing posts from December, 2020

Year end reflections 2020

This year has not been kind to many. Who would have predicted that the impact of the Wuhan virus can be more fatal and widespread than SARS? I can only say that we are really fortunate to be living in Singapore, where our government really took good measures against community virus spread and also took good financial care of its citizens hit by this economy seismic. View from the MBS Skypark I was half-joking with my friend, at the beginning of the year when discussing FIRE, that I will be forced into FIRE soon.  As I am drafting my plans, I know very well that I am not ready for full retirement (RE) despite scrapping a financial independence (FI) enough for lean FIRE. Things just happened and I do not have much choice (or motivation) to be working full-time. From 'The Personal MBS' - What's sufficiency? I am confident that with less going out with friends, eating out and no overseas holidays, my expenses would be much reduced this year. I don't do budget down to the c


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