Making sense of CDP Portfolio Breakdown

Every beginning of the month I will log on to my CDP account online to download the E-statement and that's more environmentally-friendly than before, when CDP used to send paper statements. The online portal also allows you to keep track of your security holdings easily (if you don't already have a portfolio list on stocks cafe, yahoo finance, excel sheet etc) through 'My Portfolio' page. By inputting the prices at which you bought the shares, you could see the profit/loss in the right-most column. With the information, it will also give you a breakdown of your portfolio, something like what is shown in the screenshot below.

I find this particularly useful for a quick overview of how well-balanced and diversified is my securities portfolio. If you find your 'By Products' pie chart is monotonous or highly skewed to one colour, you may be running a concentration risk and it could be time to consider doing some portfolio re-balancing or diversification. How your should diversify and what percentage of your assets to allocate would depend on your risk appetite, the sectors' performance and also the market outlook (e.g. in a bearish market, you might want to have more defensive stocks and bonds).

I find it perplexing that there's no definition page within the portal stating which stock belongs to which sector. I could only go into the SGX website and do a 'stockfind' to see its industry type. However, most sectors as you can see above, are quite straightforward, e.g. if you hold bank stocks like DBS, then that is classified under 'Finance', telcos like Singtel would be under 'Tranport, Storage and Communications'. REITs are classified under 'Properties' in Sector and 'Trusts' in 'By Products'. Bonds (except SSB) are classified under 'Loan Stock' (hey that's the funny one).

So far I have not come across 'Others'. If you know of more sectors or what falls under 'Others', please leave a comment below.

For now I am quite happy with my allocations. ~Ciao

[My holdings to date: 17 stocks + 3 retail bonds + SSB]

Check out my Blog Archives here for previous posts


Popular posts from this blog

Shit happens and I lost my low-hanging fruits

Letters of Administration / Probate - DIY application

Success in life

Reflections for year 2023

Weekend brain food IX


The contents of this blog are author's personal opinions and do not constitute advice to hold, buy or sell any securities, commodities or assets mentioned. I do not guarantee the accuracy and reliability of any information provided, and shall not be liable for any losses incurred from reading my posts or using the materials herein. This blog may contain affiliate links to external sites.